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Can I Trust a Credit Counseling Agency? Here’s What You Need to Know. – NFCC

Editor’s note: This post was originally published in April 2019. NFCC often receives questions from readers about their money challenges. We answer common questions in our Ask an Expert series to help readers find the information they need. Q: I need to get out of debt, but I don’t know if I can trust credit […]

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How Should You Handle Debt if You Live on Social Security? – NFCC

Editor’s note: This post was originally published in May 2019. NFCC often receives questions from readers about their money challenges. We answer common questions in our Ask an Expert series to help readers find the information they need. Q: My 77-year-old mother owes $15,000 in credit card debt and lives on Social Security alone. How […]

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Will Debt Consolidation Negatively Impact Your Credit? – NFCC

Editor’s note: This post was originally published in May 2019. Most people in debt are looking for a way out, ASAP! If you’re struggling to meet your debt payments, you’ve probably considered all the different ways to reduce your payments and get out of debt faster: debt management plans (DMPs), debt consolidation, debt settlement or […]

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How to Furnish Your Home on a Budget: 6 Smart Ways to Save Money – NFCC

Editor’s note: This post was originally published on May 2019. Moving into a new home is exciting! But transforming a house into your dream home is too expensive for most home buyers. In 2026, it could cost anywhere from $10,000 to $30,000 to fully furnish the average home. Don’t have so much money to spend […]

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Should You Take Out a Loan to Improve Your Yard? What to Consider Before You Borrow. – NFCC

Editor’s note: This post was originally published in June 2019. As summer approaches, it’s normal to look at your lawn and wonder if the grass could be greener. But who has the money to landscape their entire yard or even just treat their lawn? After all, landscaping improvements can come at a high price. If […]

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How do you dispute errors on your credit reports? – NFCC

Editor’s note: This post was originally published in July 2019. If you find an error on your credit reports, there are ways to update or remove the information. Thanks to the Fair Credit Reporting Act (FCRA), you have the right to correct incomplete, inaccurate or misleading information on your credit reports. You can address credit […]

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How Can I Improve My Credit Scores After Having Debt Sent to Collections? – NFCC

Editor’s note: This post was originally published in August 2017. Having a debt in collections can be very stressful. When you have a new account going into collections, you may start getting pushy calls from the debt collector and they may be asking for money you don’t have. Additionally, your credit scores can take a […]

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Should I Pay Off My Collections to Get Mortgage Ready?

Editor’s note: This post was originally published in October 2016. When planning to buy a home, there is a lot of preparation to do. As a buyer, you probably need to save for a down payment and closing costs, and you may need to fix your credit. For some people, that last item means dealing […]

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Basic Strategies to Avoid Foreclosure – NFCC

Editor’s note: This post was originally published in August 2020. If you’re worried about missing your mortgage payments, you’re probably looking for strategies to avoid falling behind or facing foreclosure. Fortunately, there may be ways to find real help and stay current on your mortgage payments. Depending on what is causing your financial difficulties, small […]

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How Much Does it Cost to Relocate for a New Job? Four Questions to Ask Before Moving. – NFCC

Editor’s note: This post was originally published on June 2019. Are you thinking of moving for a new job offer? Perhaps you are considering a move to a new city or state, or even another country. Before you say yes to that offer, there are a few numbers you need to look at. To decide […]

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