Best 12-Month CD Rates for July 15, 2026: Up to 4.15%
Certificates of deposit (CDs) saw rates rise even more, even as major banks cut rates on savings accounts there. Starting from July 15, 2026on best 12 month CD rates reach up to 4.15% APY (annual percentage yield), with many banks and credit unions still offering yields well above the national average of 1.65%according to FDIC. […]
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