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Your Savings Rate Matters More Than Your Investment Returns

Just a tip: In the first decade of building wealth, the percentage of income you save affects your net worth much more than the return you earn. A 15% savings rate with average returns beats a 5% rate with excellent returns. Raise your savings rate first and worry about optimizing your investments later. subscribe Get […]

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Another Rumored Biglaw Merger Falls Apart Before It Begins

(Image via ChatGPT) Remember when everyone thought that Allen & Overy/Shearman merger was it a once in a lifetime event? It was supposed to be a transatlantic Biglaw merger for the ages, but many law firm executives saw it as an invitation. Now, we have HSF Kramer, Winston Taylor, Ashurst Perkins CoieAND Hogan Lovells Cadwalader. […]

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How to stay safe and healthy during extreme heat

The season of extreme heat is in full swing. *First published on 6/27/25. Updated 2/7/26. Temperatures high enough to be dangerous to health are occurring across the country. Extreme heat, defined as temperatures above 90 degrees Fahrenheit for at least two days, can lead to serious health problems, medical emergencies, and even death. Fortunately, there […]

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Stay Interviews Beat Exit Interviews

Do you talk to your employer clients about stay and exit interview strategies? If not, you should. Let me explain why. Content processing Most organizations conducting exit interviews, but they can only tell us so much. As we know, these actions are usually based around a standardized set of questions given to employees after they […]

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Discretionary Gifting Authority in Durable Powers of Attorney

A recent decision by the Massachusetts Court of Appeals in Fern v. Baker It provides useful guidance for interpreting the scope of authority under a durable power of attorney, particularly when agents are involved in self-interested transactions. The case illustrates the breadth of power that can be conferred by grant provisions, the need to interpret […]

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Risk and compliance as strategic growth partners

Author: Maggie Chan The current risk and compliance environment – ​​an age of regulatory resets and rapidly evolving technology – is the best time to rethink the roles of risk and compliance in a bank of any size. Risk and compliance can help a bank achieve strategic goals and efficiency, but they must move beyond […]

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Automating Your Finances Is More Effective Than Relying on Discipline

Set up automatic transfers for savings, automatic payments for bills, and automatic contributions to retirement accounts. When the right financial behavior occurs without the need for a decision, you stop relying on determination, which is reliably exhausted. Automation turns good intentions into guaranteed results. SOURCE Source link

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The AP audit problem starts before the AI

We’ve all heard the warning that AI in payroll will not survive scrutiny. The idea is based on architecture, drawing on the belief that these systems cannot explain how they reach their conclusions, and the new wave of AI research will capture that. Administrative Matters PwC has already spent approx one billion dollars building a […]

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Millions Leaving SAVE Could Still Owe $0 Per Month — But Most Haven’t Run The Numbers

More than 7 million borrowers must leave the SAVE plan and choose a new repayment plan within 90 days of the servicer’s notice, effective July 1, 2026. An analysis of the Education Department and GAO data suggests that at least 3 million of those borrowers could still qualify for a $0 monthly payment on Income […]

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How To Find Your Ecommerce Niche Before The Market Finds It For You

Opinions expressed by Entrepreneur contributors are their own. Get the main The niche you choose is the one decision that quietly determines everything else—your marketing, your margins, your ability to scale. Get your position right and customers will find you before your product pages are even polished. Get it wrong and you’ll spend months building […]

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