As the industry waits for official guidance from the Department of Labor (DOL), new research shows that employers are increasingly showing interest in alternative investments. The latest finds from Escalent’s Pension plan for 2026 The report shows that 44% of defined contribution (DC) plan sponsors are interested in learning more about how to include private […]
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Securities and Exchange Commission (SEC) on Thursday proposed The Electronic Delivery Regulation, a new law that would allow issuers, broker-dealers and investment advisers to use electronic delivery for information delivery requirements under federal securities law. The proposed Electronic Delivery Regulation will affect how rrecipients receive a range of required information, including, but not limited to, […]
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The pensions industry is not being ignored artificial intelligence (AI). It is studied, discussed, tested and cautiously experimented with. Counselors are interested. The note-takers explore the use cases. Asset managers create content tools. Plan sponsors ask questions. Employees are already using consumer AI tools… whether their employers know about it or not. However, much of […]
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Most workplace pension plan participants want easier retirement decisions, and younger generations increasingly expect their 401(k) plans to provide that, according to a new retirement research report from JP Morgan Asset Management released July 13. “They want to make their retirement decisions easier, and they welcome support for their plans to turn savings into retirement […]
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Retirement plans are evolving not only in the lifetime income solutions they offer, but also in how those solutions are introduced to members. While plan income decision making continues to evolve in the industry, there is growing recognition that how these decisions are built into the plan can play an important role in helping members […]
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More and more retirees are working to achieve two financial goals at the same time: saving for the long term and supporting family members financially at the same time. The move could put more financial pressure on them, according to new research from fintech provider IRALOGIX. The Family Factor, a national survey of 1,108 American […]
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In the face of multiple priorities, economic uncertainty and new technologies, more than half of Americans in a recent survey are confident they will be able to retire on time, while the other half remain skeptical. A new Thrivent survey released today shows that 58% of non-retirees feel confident they’ll have enough savings to see […]
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Consumption smoothing keeps your standard of living stable while life throws income fluctuations at you. Changing jobs, income gaps, unexpected bills and retirement all affect how you live. The goal: to relieve this pressure without a real decrease in the quality of life. You’re already doing a version of this every week, working around a […]
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Once you reach the required minimum distribution (RMD) age, the IRS sets a minimum amount, the smallest amount you must withdraw from accounts such as a traditional 401(k) or IRA each year. Most retirees see this floor as a target. According to research by JP Morgan Asset Management and the Employee Benefit Research Institute (EBRI), […]
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Cooling inflation in June changed projections for the Social Security Cost of Living Adjustment (COLA) for 2027. The nonpartisan senior citizen group The Senior Citizens League (TSCL) projects COLA will be 3.8% this year, unchanged from last month’s forecast, but still 1% higher than the official 2026 target of 2.8%. If the projected TSCL 2027 […]
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