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Best 12-Month CD Rates for July 15, 2026: Up to 4.15%

Certificates of deposit (CDs) saw rates rise even more, even as major banks cut rates on savings accounts there. Starting from July 15, 2026on best 12 month CD rates reach up to 4.15% APY (annual percentage yield), with many banks and credit unions still offering yields well above the national average of 1.65%according to FDIC. […]

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The “I Come From” Exercise

Last updated on 07/07/2026 by Ethan Sawyer Some of the best college essay material is not published in the world. It is already inside the nooks and crannies of your experiences and memories. That’s what this exercise is for. It takes about five minutes, and there are almost always a few gems (specific images, phrases, […]

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Fidelity Internships Guide for High Schoolers

Last updated on 06/17/2026 by Ethan Sawyer If you are exploring a potential career in finance, Fidelity’s Career Discovery Program may be a great fit, giving you the opportunity to be part of one of the largest financial services providers and asset managers in the world. A little about the company: Fidelity was founded on […]

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Guide to Understanding and Using Ethos, Pathos, Logos

Last updated on 06/24/2026 by Ethan Sawyer By Jessica B. PhD Professor of English Ethos, pathos, and logos are things you already have an intuitive feel for. Because we all argue. (Even if you have friends who say they never argue. They definitely try to build arguments.) Whether it’s simple things like what pizza to […]

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Simons Summer Research Program Guide

Last updated on 06/24/2026 by Ethan Sawyer Looking for something to do the summer of your junior year. You are interested in research in science, mathematics or engineering. Therefore, the Simmons Summer Research Program (SSRP) at Stony Brook may be right for you. (And if this isn’t you, check it out tons of other summer […]

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UC Admissions Board Scraps SAT Review Plan One Day Before Regents Meet

The University of California’s admissions board voted Friday to withdraw its month-long plan to study whether the SAT and ACT should return to UC admissions, leaving the system’s biggest admissions battle without a roadmap just days before The Board of Regents meets in San Francisco. The story: UC Regents voted unanimously in May 2020 to […]

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Education Department Asks Court To Toss Final Lawsuit Blocking SAVE Plan Shutdown

The Justice Department asked a federal judge on July 14 to dismiss Havens v. U.S. Department of Education, the latest active lawsuit is trying to stop the SAVE plan from being shut down. The government says the lead plaintiffs’ tax injury is “self-inflicted” because they missed the December 31, 2025 deadline that would have made […]

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