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FinCEN Orders Banks To Report Student Aid Fraud As Ghost Student Schemes Spread

Treasury Department’s Financial Crimes Enforcement Network (FinCEN) sound the alarm to direct banks and credit unions to detect and report suspicious activity related to federal student aid fraud. It is FinCEN’s first warning targeting specifically the roughly $120 billion in annual Federal Student Aid awards. You can read it full alert here (PDF). Refund of […]

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Best High-Yield Savings Rates for July 27, 2026: Up to 4.15%

High Yield Savings Account rates fell in July, with many of the popular top options seeing big cuts last week, with one big exception – market leader EverBank As of July 27, 2026, some online banks are still offering interest rates up to 4.15% APY. This is still much better than the average of 0.38% […]

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Waiting On Biden’s Student Loan Forgiveness Cost Borrowers Up To 43%, NBER Finds

Borrowers who expected forgiveness or another break extension reduced their loan payments by an average of $40 per month. Those same borrowers are 7.5% more likely to be seriously delinquent today. Wagering on a loan that never arrived can cost up to 43% of the borrower’s original loan balance. Borrowers who believed in student loan […]

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How To Cash A Paper Savings Bond

Paper savings bonds are still sitting in drawers, safes and vaults across America, and cashing one in 2026 is a little harder than it used to be. Savings bonds are now sold almost exclusively electronically through TreasuryDirect. The last way to get a new paper bond – tax time paper I bond program – ended […]

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Nelnet FAQ Signals Department Of Education Cut SAVE Exit Timeline By 3 Months

Nelnet quietly revised hers End of SAVE plan FAQ to shorten its reporting period: any 90 day notice from the servicer will now disappear by the end of 2026. The FAQ previously said the notices would be delivered between July 2026 and March 2027, a window Nelnet has now reduced by three months. The updated […]

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IRS Data: Families Paid Just $464 On Average In 529 Plan Penalties

New IRS data shows that terrible 529 plan punishment is much less common and much less painful than most families fear. According to IRS income statistics division line item estimates for tax year 2023 (the most recent year with available data, released in June 2026) only 165,152 tax returns paid the additional 10% tax on […]

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HSA Rollover: How To Do It And What To Know

If you’ve changed jobs several times, there’s a good chance you’ve had more than one Health Savings Account (HSA) sitting with different providers. The good news: you can transfer or transfer your HSA funds from one provider to another, consolidate your accounts and simplify your financial life. There are four main ways to transfer money […]

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Ninth Circuit Rejects Education Department’s Bid To Delay Loan Forgiveness

The United States Court of Appeals for the Ninth Circuit unanimously rejected (PDF file) of the Ministry of Education appeal for deferment of student loan relief for more than 170,000 borrowers under Sweet v. McMahon defense of the borrower settlement, affirming the decision of the district court on July 17, 2026. The judges found that […]

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Common Sense Media Rates Google AI Search An “Unacceptable Risk” For Kids

Common Sense Media’s AI Safety Youth Institute gave it the lowest possible score for its AI review and Google Search’s AI mode (at “unacceptable risk” for children and teenagers) after seven weeks of testing found that the features failed all five of the group’s hard “Red Lines,” fabricated facts with certainty and could not be […]

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Concreit Review: Real Estate Investing Starting At $1

Buy real estate investment trust shares for as little as $1 Weekly dividend payments Option to set up automatic investments 1% portfolio management fee Start investing with just $1 A passive form of investing in real estate Option to withdraw funds as needed You can’t pick and choose your investments (cash flow strategy) Less liquid […]

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